Seattle, Everett, Bothell and Mill Creek real estate and homes for sale in Washington, luxury homes, golf course properties - Vince Grant and Associates, REALTORS® Vince Grant and Associates REALTORS(r) for Seattle, Everett, Bothell and Mill Creek, Washington real estate, luxury homes, golf course properties - NUMBER1EXPERTS™ Vince Grant and Associates NUMBER1EXPERTS(tm) for Seattle, Everett, Bothell and Mill Creek, Washington real estate, luxury homes, golf course properties
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Vince Grant and Associates, REALTORŪ, real estate agents and broker for Seattle, Everett, Bothell and Mill Creek Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
*4 Times The Manpower And 10 Times the Production Of The Average Agent!


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Mortgage Prequalification: Seattle, Everett, Bothell and Mill Creek Washington home buying, real estate listings, and homes for sale in King County, WA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Seattle, Everett, Bothell and Mill Creek REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Tax Considerations >Your Tax Free Profits

Significant tax reform legislation was signed into law with the Taxpayer Relief Act of 1997. This legislation replaced both the one-time $125,000 tax-free exclusion for homeowners aged 55 and older, and the "rollover" deferment of capital gains tax requiring the purchase of a replacement home of higher or equal cost within two years of the sale of your principal residence.

With this change, a married couple filing their taxes jointly pays capital gains taxes only on that portion of home sales profits that exceeds $500,000. Single taxpayers, heads of households, and married persons filing separately may exclude up to $250,000. The exclusion is available for all sales of homes that occurred on or after May 6, 1997. Homeowners can use this tax-free provision every two years.

You are allowed to keep these tax-free profits only if you have owned and used the home as your principal residence for two out of the five years prior to the sale of the property. Although the regulations do not require continuous occupancy, the IRS specifies that your principal residence must be the home you use for the majority of time during the year. Consult your tax advisor about your personal circumstance.

See All Tips In The "Tax Considerations" Category >
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Real Estate Trivia
Q 
What is an encumbrance against a property, which may be voluntary or involuntary?

A 
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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Vince Grant and Associates, REALTORŪ, real estate agents and broker for Seattle, Everett, Bothell and Mill Creek Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Vince Grant and Associates
RE/MAX Northwest Realtors

1909 214th Street SE #205
Bothell, WA. 98021
425-487-9689
800-531-2334
425-252-4333
Fax: 425-487-3759
Email: vgrant@remax.net

I have been selling real estate in Seattle for 15 years and have been in the top 1% of agents nationally for 9 years. I have been in the top 20 for the state of Washington for 10 years and am a member of the Re/Max Hall of Fame.

Equal HousingMLSREALTOR


RE/MAX Northwest Realtors real estate and homes for sale in Seattle, Everett, Bothell and Mill Creek Washington

RE/MAX Northwest Realtors real estate and homes for sale in Seattle, Everett, Bothell and Mill Creek Washington

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